Archive for August, 2018

This 29 Year Old who Bought a Tesla with a Credit Card is a Certified DOUCHE

August 21st, 2018 10:22am Comments off
CNBC – 29-year-old Keith Rosso, recently used a credit card to buy a Tesla Model 3 with his wife Liz for a total of $58,857, including taxes and fees. Although Tesla wouldn’t let Rosso purchase the car directly with his credit card, they accepted the payment through Plastiq, a third-party service that charges a 2.5 percent fee. Rosso qualified for the Ink Business Preferred because of his eBay side hustle, and he notes that’s what’s special about the card is that it offers a high credit limit as well as the option to spend beyond that limit if necessary. His credit limit was around $37,000, so he exceeded it by about $23,000 to put the entire car payment on the card. But since he and Liz had the funds saved, they were able to pay the card off in full and they didn’t have to deal with any extra fees or interest payments.
  The fact that this is an actual thing is mind bending. I can’t believe that a business related news organization actually covered this absurd story.  The whole thing seems like a giant advertisement for Plastiq and Chase. Anyway, this guy Keith Rosso is a fucking DOUCHE. CANOE. If I ever pulled this shit off, by no means would I be bragging about it or want a story written about me. Look how ridiculous this sounds: “Oh look at me! I sell shit on ebay and qualified for a business card, so I bought some credits to pay Tesla through a third party service in order to get points. But only do this if you’re a privledged white boy who has the liquid cash to immediately pay off the card” Fuckin hack. This is the kind of shit that gives Millennials bad names. I have three problems with how this went down:
  1.  How in the actual universe does Chase let someone charge $23,000 over the credit limit? Like I get that business cards let you go above the limit, but by tens of thousands of dollars? Are you for real?
  2. Who’s the idiot at the Tesla dealership that thought it was a good idea to be funded through this bullshit service Plastiq that I never heard of?
  3. How pissed is Chase right now? They got completely screwed over… This is why credit card rewards are getting cut and shittier over time. One asshole decides to game the system and the average person suffers because of it.
  4. Keith Rosso is a MORON. Unless he is beyond rich, he needs to be investing $50,000… Because in 40 years, with decent returns (even if there’s a recession or two), and compounded reinvesting, that $50,000 will be $300,000. But no… He decided to buy a Tesla which will depreciate to nothing. Good for him if he’s successful and can afford nice things – that’s not my issue. It’s the utter ridiculousness of this entire ordeal that pisses me off.
I’m all for gaming the credit card rewards system. I do it myself. Banks make ZERO money off of me. Zero. They lose money from me. I manipulate my purchases to get as many points/rewards/cashback matches as possible and never owe any interest. That’s fine, banks are rich AF, so the hell with them. But to do this on such a grand scale and brag on CNBC about it is silly. Look at this absolute goofball:

Image of privileged white boy and his wife who needs to get her God damn hand off the car; jacked from CNBC

And get the closing line of the article:
Now they’re considering using the points to spend seven nights at a Hyatt in the Maldives or on round-trip business class tickets to Australia.
Dude if you have the money, just drop 7-10k and go to the fuckin Maldives. Invest the rest, and buy a Tesla with financing. Idiot.
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Absolute Psychopath with MBA and Millions of Dollars in Properties Collects Can Deposits Like a Hobo

August 10th, 2018 9:45am Comments off

Business Insider –

Lisa Fiekowski is a secret millionaire with an intriguing exercise routine: collecting trash.

Fiekowski owns more than $8 million worth of properties around New York City, including a $1 million co-op next to Prospect Park, the Post said, citing records. But at least one of her investments is uninhabitable, thanks partially to her unusual hobby — the Post reported that she had packed one residency with an old microwave, an umbrella, toys, carpets, and other trash.

Fiekowski has been collecting cans for about a decade, telling the Post she generates $20 to $30 for a few hours of work. She said she enjoys it because she can keep active, talk to her neighbors, and keep her area clean.

“Mostly, it’s physical activity,” she told the Post.

Meanwhile, Fiekowski has an MBA from the University of Chicago, and her husband makes about $180,000 a year, the Post said. She’s worked as a marketing analyst and a stockbroker, and her parents were high-ranking economists in the US government.

Articles like this blow my mind. This  woman is outside her fucking bird. Literal mental illness. I have so many problems with everything in this article. You have to be a certified, psychopathic lunatic to be so educated and well off to be collecting cans like that. It’s flat out homeless, hoarder level shit.

She’s doing this to keep busy? Get a hobby lady! There are so many ways to keep busy. Volunteer at a soup kitchen! Do works of charity! Come on, she’s an educated, rich, wealthy woman. She could be using her resources to do much better things. But no. They’re all going towards collecting cans like a slob.

It also makes me laugh that she’s whining about intolerance and being judged by neighbors. Ya think? I’m all for tolerance, but you can’t have riff raff like this lousing up the neighborhood. It’s one thing if you’re actually homeless and can’t help it, but being educated and wealthy – zero excuse. This lady has to deal with her consequences. Waaaah. My neighbors hate me. Wahhhh, my family thinks I’m crazy. Yes. They are all correct.

And I’d like to know who her husband is. That guys gotta be equally as nutty to be making 180k per year and putting up with this lunatic. If he’s not considering divorce, or faking his disappearance/death, he’s equally as insane. There’s hope dude, get out while you can.

Look, I’m as green as they get. I encourage recycling and removing plastic and cans from trash. If you want to clean up your neighborhood, go for it. But be real about it. Recycle all the shit and move on. Don’t store all that crap in multi-million dollar properties and spend hours making $30 from bottle/ deposit machines.

Which brings me to my next point. Fuck bottle and can deposits! It does not encourage recycling. Cess pool New York needs to cut out this nonsense immediately. All this does is lead to extra expenses for stores to maintain bottle and can deposit machines, and gives rise to people picking through trash to make a nickel. And rich people can’t be bothered returning these deposits and it ends up in the trash or curb side recycling anyways.

I actually have much respect for rich people living modestly, like a common person, but this is not within reason.

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Guy Sues Rachel Ray’s Dog Food Company Because it Contains Glyphosate

August 8th, 2018 11:04am Comments off

People – On Monday, news broke that Rachael Ray‘s dog food company Nutrish is being sued by a man claiming the products contain the herbicide glyphosate and are therefore not “natural,” as advertised.

So Rachel Ray has this dog food company called Nutrish, which is supposed to be all natural, and some guy is suing them because it contains glyphosate (aka the active chemical in Monsanto’s RoundUp). Glyphosate is carcinogenic as fuck, even though it does not cause cancer in dimwitted Trump supporters according to the EPA.

I’m not a huge Rachel Ray fan, but I can’t hold her company responsible for this. Should “natural” foods not be sprayed with these shit pesticides? Yes. But the environment is 100% fucked. There’s no way to prevent it unless you grow your shit hydroponically underground in a bubble. Because If I’m an organic farm that decides not to use pesticides but the guy on the farm next door sprays his shit with X, Y and Z and guess what? There’s wind! The wind blows it onto my organic crops and now you’re eating cancer.

Glyphosate is in everything. It’s in you and me right now. This is because Monsanto is a piece of shit evil corporation, who can eat a dick,  promoted the use of this poison since the 1970s and spent billions of dollars buying up scientists saying it’s safe and genetically engineering crops to be resistant to it. It’s in everything and there’s nothing anyone can do about it.

But here’s what really made me chuckle:

“As animal lovers and humans, it goes without saying that we do not add pesticides to our products as an ingredient,” [Bobby Modi, vice president of pet food and pet snacks for The J.M. Smucker Company, Nutrish’s parent company] continued.

BAHAHAH. Thanks captain obvious…  I’d hope no company willingly adds pesticides to food ingredients.

Unfortunately, this case needs to be dismissed. It’ll set a bad precedent. We can’t sue every single company for every single contaminant because it’ll never end. I mean, yes, if Company X is deliberately poisoning shit and being deceptive to boost profits, by all means… Is Nutrish contaminated with glyphosate? Probably. Is is less contaminated than other dogfood which is not as natural and uses ingredients from fields treated with myriads of chemicals? Probably. Pick the lesser of two evils and move on with your life.

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